aving your finances structured correctly is a large piece of the puzzle when it comes to planning your finances most effectively. The use of the correct home loan structure, investment loan structure and consolidation of outstanding debts, personal loans and vehicle finance can save you thousands of dollars each and every year. Many Australians get ‘comfortable’ with their current structures because they are in the routine of paying the same bills every month or have been with the same bank for a period of time. Shopping around for the correct finance structure for your own personal needs can be an extremely worthwhile exercise with a proactive step forward.
Blue Chip Financial is able to introduce clients to finance affiliates who are not owned by a financial institution in part or full. Our affiliates specialise in ensuring that your needs in these areas are addressed. Having a personalised finance broker that can work with you in securing the best interest rates with the most adequate loan structure for your needs will give you the piece of mind that your finances are being looked after in the most efficient way possible moving forward. Other areas our finance affiliates can assist with are credit card payment programs, Self-Managed Super Fund finance and budgeting tools that can assist you with tracking expenditure patterns.
A few questions worth asking yourself may be;
- Do I have the correct loan structure for my personal financial position?
- Are there better interest rates available in the marketplace?
- How can I consolidate my existing credit card debt/personal loan/vehicle finance to improve my current financial situation?
- Can I improve the way I budget by talking with a Finance broker?
Blue Chip Financials’ finance affiliates can assist you with any finance related queries so we encourage you to contact us if you feel your require any of the above mentioned areas to be reviewed.