Do you need Income Protection Insurance?
Most people that work need Income Protection Insurance, nearly most of us never stop and think about the inevitable, losing our jobs via redundancy, Injury, accidental or health. At Blue Chip Financial we can assist you in getting the Income Protection Insurance you need. We carefully look into your current situation and make an assessment of how much cover you need to carry you over the no Income hurdle. We want to make sure you have that same cash flow to pay for that mortgage and your everyday living expenses.
Take personal responsibility.
Without the right Income protection in place, many people could struggle financially if the worst happens.
In past few years have seen a shift from corporate or state support to individual responsibility. People can no longer rely on their employer or the government support to adequately support them in a time of financial need. If you had to rely on the government’s social welfare support that would mean a big drop in income. Benefits such as statutory sick pay, employment and support allowance, housing benefit, and support for mortgage interest will only go so far.
It would be virtually impossible to maintain your current lifestyle and keep up with your financial commitments if you had to live on benefits. For the majority that don’t have sufficient savings or investments they could use to support them if they were unable to work, having the right protection is vital. Ultimately no one buys insurance wanting to make a claim – but protecting yourself against possible future events can be liberating and put the unforeseen circumstance not so bad.
One of out Blue Chip financial adviser will be able to assess your protection needs and advise you on a suitable insurance product. Once that’s all in place you can relax with peace of mind having the knowledge that should the worst happen, money won’t be one of the things you and your family have to worry about.
Where are we?
We offer all types of Insurances and we are conveniently located in the heart of the CBD in Brisbane our address is to the right of the page. If you live in the Brisbane or surrounding areas and you just don’t have the time due to your busy schedule we can come to you when most convenient and explain to you “Obligation Free” how we can assist with your income protection Insurance.
What other Insurances can we offer you?
At Blue Chip Financial we offer many other Insurance services such as;