Life Insurance

Life insurance gives you and your loved one’s financial protection if you are diagnosed with a terminal illness or pass away. A lump sum can either be paid to your estate or nominated dependents or even as an income stream.

We also offer term life insurance, which provides coverage for a limited time and usually covers outstanding debts and mortgages.

Income Protection Insurance

If you suffer from an illness or injury that leaves you unable to work for a period of time, the last thing you need is to worry about is finances. Income protection insurance will keep you financially stable so you can focus on your recovery.

We can provide you with up to 75% of your gross income or salary until you are able to return to work.

TPD Insurance (Total and Permanent Disability)

TPD insurance provides you with financial protection if you become totally & permanently disabled. It will help you pay for medical and rehab expenses, pay off debt, meet daily household expenses and make lifestyle adjustments for your condition. This is paid to you in a lump sum.

Trauma Insurance

This type of insurance is designed to give you financial security should you suffer from a traumatic medical condition such as cancer, heart attack, heart disease, stroke, motor neurone disease or a number of other illnesses. When your diagnosis is confirmed, you will be paid a lump sum to help with medical costs and debts.

This relieves financial pressure and ensures you can afford everything you need to focus on your recover.

Personal Insurance Through Superannuation

Purchasing insurance through your super fund can be an ideal way to obtain to the cover you need without effecting your day to day cashflow. Blue Chip Financial can provide you with General Advice to help you decide whether purchasing insurance through your super fund is the right choice for you.